How to Get Driver’s License Back After Losing It Due to Money Owed From an Accident 

How to Get Driver’s License Back After Losing It Due to Money Owed From an Accident  Accidents happen to everyone, and sometimes one accident can grow into several problems. This is especially true of car accidents. In addition to loss of the use of your car as well as the aggravation and cost of getting it repaired, you may also have to…

Bankruptcy   •    Jul 31 2020

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How to Stop Wage Garnishment in Arkansas

No one likes to feel out of control, at the mercy of someone or something else through wage garnishment. Unfortunately, for thousands of workers in the United States, that is the reality of their financial situation. Through an invasive process known as “wage garnishment,” a single creditor may take a large percentage of a person’s paid wages.

Bankruptcy | Chapter 13 | Chapter 7   •    Jul 24 2020

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Is Chapter 13 bankruptcy better now?

How the CARES Act Helps Debtors in Chapter 13 Bankruptcy  The CARES Act (Coronavirus Aid, Relief, Economic Security Act) provides some assistance to consumer and bankruptcy debtors.  In addition to the federal stimulus package which will provide a one-time payment to individuals based on their income and number of dependents, funds received by individuals will…

Bankruptcy   •    Jul 7 2020

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Filing Bankruptcy without Leaving Your Home

Coronavirus and Filing Bankruptcy Even though our interactions have been restricted, you still need to be able to receive financial relief. If you have been financially struggling but want to protect the health of you and your family, we can still offer relief and protection through bankruptcy. During the coronavirus pandemic, you do not have…

Bankruptcy   •    Apr 6 2020

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How much does a car loan cost? Options in bankruptcy

How Much is that Car Loan is Really Costing?   Transportation is a Necessity   Cars have become a necessity we rely on for our everyday lives.  They are important tools for getting us to and from work, the grocery store, or doctor’s appointments.  Today, most cities are designed to accommodate car travel, making it impractical to travel by more cost-efficient means like…

Bankruptcy | Chapter 13 | Chapter 7   •    Mar 18 2020

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What is a DSO (Domestic Support Obligation)?

What is a DSO (Domestic Support Obligation)? Section 101(14A) of the Bankruptcy Code defines a domestic support obligation as “a debt that accrues before, on, or after the date of the order for relief . . . including interest that accrues on that debt as provided under applicable non-bankruptcy law . . that is –…

Bankruptcy   •    Feb 19 2020

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Business Payday Loans and How they Work

The Small Business Ray Jones owns a small construction business, Ray’s Remodeling, LLC, which specializes in residential remodeling.  He pays his employees and buys his supplies in cash each month, incurring no trade debt.  Ray becomes sick and is hospitalized for weeks and in recovery for months.  He is not able to work and when…

Bankruptcy   •    Jan 28 2020

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Help! My tax refund is being garnished!

Bankruptcy | Chapter 13 | Chapter 7   •    Jan 2 2020

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Bankruptcy Means Test | Are You Eligible?

The “Means Test” what does it all mean? The bankruptcy means test is used decide to see who is eligible for a Chapter 7 bankruptcy. People often are worried about the means test, but it is not as bad as it seems. If you make less than the median income for the state, here is…

Bankruptcy | Chapter 13 | Chapter 7   •    Jul 30 2019

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Bankruptcy Discharge: What Is It and When Does It Happen?

At the end of your bankruptcy, you get a discharge – a court order that relieves you from your obligation to pay your debts. You get a discharge at the end of your Chapter 7 or Chapter 13 bankruptcy only after completing all of the requirements for your case. The benefit of a discharge is…

Bankruptcy | Chapter 13 | Chapter 7   •    Jul 23 2019

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